According to @AltcoinDaily, Coinbase CEO Brian Armstrong has withdrawn support for the Senate Banking Committee's current crypto market structure bill draft known as the Clarity Act after reviewing the draft text over the last 48 hours, stating that Coinbase cannot support the bill as written (Altcoin Daily on X, Jan 14, 2026). According to @AltcoinDaily, the update centers on the Senate Banking draft of the Clarity Act that addresses U.S. crypto market structure and regulatory clarity (Altcoin Daily on X, Jan 14, 2026).

According to Jake Chervinsky, a markup at the U.S. Senate Banking Committee starts at 10 am ET on Thursday with 137 amendments filed, signaling a long session. Source: Jake Chervinsky on X, Jan 14, 2026; U.S. Senate Committee on Banking, Housing, and Urban Affairs hearing page. He emphasized that market structure legislation is critical for the future of crypto and urged stakeholders to pay attention. Source: Jake Chervinsky on X, Jan 14, 2026. For traders, this creates a defined headline window beginning 10 am ET Thursday for potential updates on U.S. crypto policy emerging from the committee proceedings. Source: Jake Chervinsky on X, Jan 14, 2026; U.S. Senate Committee on Banking, Housing, and Urban Affairs hearing page.

According to @s_alderoty, new data from The National Crypto Association shows strong U.S. public support for allowing stablecoin rewards and little appetite for government action to block them. Source: https://twitter.com/s_alderoty/status/2011446599948324900 With Congress actively debating stablecoin policy, this public sentiment is a key input for traders tracking U.S. stablecoin market access and the availability of reward programs. Source: https://twitter.com/s_alderoty/status/2011446599948324900

According to @CoinMarketCap, the latest draft of the CLARITY Act would classify assets such as XRP, Solana (SOL), and Dogecoin (DOGE) as non-ancillary assets with the same legal status as Bitcoin (BTC) and exempt them from SEC securities rules if they were in an ETP by Jan. 1, source: @CoinMarketCap on X, Jan 14, 2026. For market context, the SEC approved spot Bitcoin ETPs on Jan 10, 2024, establishing listed ETPs for BTC in the U.S., source: U.S. Securities and Exchange Commission, Jan 10, 2024. This remains a draft proposal rather than enacted law, so any regulatory change depends on legislative passage, source: @CoinMarketCap on X, Jan 14, 2026.

According to @WatcherGuru, Senator Lummis called on Congress to pass crypto market structure legislation, stating the digital asset industry cannot wait any longer for regulatory clarity and urging, "Let's get this done" (source: @WatcherGuru, Jan 13, 2026). The post provides no bill text or timeline, indicating only her call to action for regulatory clarity (source: @WatcherGuru). For traders, this headline signals an active push for U.S. crypto market structure rules that, if enacted, would define regulatory clarity for digital assets and the broader crypto market (source: @WatcherGuru).

According to the source, a U.S. crypto market structure bill is heading to a crucial Senate vote on Thursday, with several issues still outstanding. Source: public social media post dated Jan 13, 2026. Industry participants have until 5pm today to submit remaining concerns, creating clear event timing for traders to monitor this week. Source: public social media post dated Jan 13, 2026. These developments frame two near-term checkpoints for regulatory headlines: today’s 5pm feedback deadline and Thursday’s Senate vote. Source: public social media post dated Jan 13, 2026.

According to the source, a revised draft of the U.S. CLARITY Act allows stablecoin rewards tied to payments, staking services, and wallet usage while banning interest paid solely for passively holding tokens (source: U.S. Congress draft text, Jan 2026). For traders, the draft clarifies that compliant yield structures are activity-based rather than savings-like interest on idle stablecoin balances, affecting exchange, wallet, and DeFi program design if enacted (source: U.S. Congress draft text, Jan 2026). Under the draft, platforms would need to structure incentives around user actions and discontinue passive interest for simple holding to meet compliance upon enactment (source: U.S. Congress draft text, Jan 2026). Trading takeaway: prioritize activity-driven rewards over passive stablecoin interest when evaluating yield opportunities and monitor issuer and platform policy updates aligned to the draft’s requirements (source: U.S. Congress draft text, Jan 2026).

According to @EleanorTerrett, Chairman John Boozman said the Senate Agriculture Committee has postponed its crypto market structure markup to the last week of January to maintain bipartisan support, source: @EleanorTerrett on X, Jan 12, 2026. The markup was originally planned for Thursday at the same time as the Senate Banking Committee, meaning there will be no dueling markups this week, source: @EleanorTerrett on X, Jan 12, 2026. For traders, this shifts the U.S. crypto policy catalyst from this Thursday to late January, adjusting event-risk expectations for regulatory headlines, source: @EleanorTerrett on X, Jan 12, 2026. No immediate advancement of the Agriculture Committee’s market-structure text is expected this week given the postponement, source: @EleanorTerrett on X, Jan 12, 2026.

According to @AltcoinDaily, Chairman Scott announced that a Crypto Market Structure Bill markup is scheduled for next week, providing a near-term policy timetable that traders can track; source: @AltcoinDaily on X, Jan 10, 2026.

According to the source, Senate Banking Committee Chair Sen. Tim Scott confirmed a markup hearing on crypto market structure legislation for next Thursday, establishing a formal committee session to consider and amend the bill, source: Sen. Tim Scott; U.S. Senate Banking Committee. A markup is an official step in the Senate legislative process ahead of a committee vote and potential advancement to the full chamber, which makes the scheduled hearing a defined policy catalyst for U.S. digital asset market structure, source: U.S. Senate. Traders should note the committee calendar for next Thursday as event risk for U.S. crypto regulation, as the session will determine whether the measure advances out of committee, source: U.S. Senate Banking Committee.

According to @EleanorTerrett, an X broadcast titled 2025 CIA Recap & CLARITY Act Preview with Cody Carbone is available, covering a 2025 CIA recap and a preview of the CLARITY Act relevant to U.S. crypto regulation. Source: @EleanorTerrett on X, Jan 9, 2026, https://x.com/i/broadcasts/1ypJdqwgdOqxW. For trading purposes, market participants can watch the broadcast to gather first-hand policy signals that may inform positioning and risk management around U.S. crypto regulatory headlines. Source: @EleanorTerrett on X, Jan 9, 2026, https://twitter.com/EleanorTerrett/status/2009672102203347119.

According to CoinMarketCap, World Liberty Financial has applied to the U.S. Office of the Comptroller of the Currency for a national trust banking charter to directly issue, custody, and redeem its USD1 stablecoin under federal banking oversight. Source: CoinMarketCap on X, Jan 8, 2026. The update makes clear this is an application, not an approval, so USD1’s regulatory status remains unchanged until the OCC takes action. Source: CoinMarketCap on X, Jan 8, 2026. No timeline or additional terms were disclosed in the post, so there is no immediate change to USD1’s trading, issuance, or redemption mechanics pending OCC review. Source: CoinMarketCap on X, Jan 8, 2026.

According to @EleanorTerrett, the Senate Agriculture Committee spent months building a bipartisan crypto market structure discussion draft, but negotiations have hit turbulence late in the process. @EleanorTerrett added that the House Agriculture Committee passed its portion of the CLARITY framework with a 47-6 bipartisan vote last summer. Reporter Jasper Goodman reported that Chair John Boozman is finalizing a new market structure draft planned for a Jan. 15 markup, but the current draft does not have Democratic buy-in. For traders, the immediate policy milestone to monitor is the Jan. 15 markup timeline reported by Goodman.

According to @EleanorTerrett, the U.S. Senate’s Republican-led Banking Committee markup on crypto market structure is roughly a week away, setting a near-term policy calendar for traders to monitor for headline catalysts, source: X post by @EleanorTerrett on Jan 7, 2026. According to @EleanorTerrett, the post also flags significant industry lobbying activity heading into the markup, indicating concentrated efforts to shape the legislative text that could define market structure rules, source: X post by @EleanorTerrett on Jan 7, 2026. According to @EleanorTerrett, there is an open question whether the Senate Agriculture Committee will also hold a markup next week, which would concentrate multiple regulatory developments in the same window, source: X post by @EleanorTerrett on Jan 7, 2026.

According to @EleanorTerrett, a press representative for Sen. Cynthia Lummis said the senator will spend the remainder of her term focused on getting crypto market structure legislation over the finish line and highlighted her years of work to install commonsense guardrails for the digital asset industry. source: @EleanorTerrett on X, Dec 19, 2025. For trading strategy, monitor official updates from Sen. Lummis’ office and congressional scheduling tied to market structure legislation, as market participants closely track policy developments that define digital asset market structure. source: @EleanorTerrett on X, Dec 19, 2025.

According to @EleanorTerrett, Mike Selig has been confirmed as CFTC Chair amid a busy final week for crypto policy, a development traders should note for regulatory news flow into year-end, source: @EleanorTerrett. The CFTC regulates U.S. crypto derivatives including BTC and ETH futures and options, making leadership changes directly relevant to market oversight and compliance monitoring for derivatives participants, source: CFTC.

According to @AltcoinDaily, the U.S. Congress has confirmed pro-crypto Michael Selig as Chairman of the CFTC, indicating a leadership change at the U.S. derivatives regulator that is closely watched by crypto traders. Source: @AltcoinDaily (Twitter, Dec 19, 2025). According to @AltcoinDaily, traders can monitor near-term market reactions in BTC and ETH via U.S.-regulated derivatives proxies, focusing on CME futures open interest, futures-spot basis, and U.S. session volume for signs of shifting liquidity and risk appetite. Source: @AltcoinDaily (Twitter, Dec 19, 2025). According to @AltcoinDaily, headline sensitivity tied to CFTC leadership may concentrate flows in large-cap assets (BTC, ETH) and majors with active derivatives activity, so risk management around U.S. hours is prudent until market pricing stabilizes. Source: @AltcoinDaily (Twitter, Dec 19, 2025).

According to the source, Cardano founder Charles Hoskinson said the U.S. government needs much more rigorous, objective testing to decide which cryptocurrencies are considered valuable; source: Charles Hoskinson video on X, Dec 19, 2025. He questioned why XRP is in the system while SUI is not, and why Solana SOL is included while BNB is not, calling for consistent and objective criteria; source: Charles Hoskinson video on X, Dec 19, 2025.

According to @EleanorTerrett, the Federal Reserve has withdrawn its 2023 guidance that effectively blocked uninsured banks from becoming Fed members and engaging in crypto activities (source: @EleanorTerrett). The same guidance underpinned the Fed’s denial of Custodia Bank’s master account, putting renewed focus on regulatory access for uninsured, crypto-focused banks and potential implications for U.S. crypto banking rails (source: @EleanorTerrett).

According to @EleanorTerrett, the BankingGOP and industry meeting on market structure has concluded, with attendees including crypto representatives alongside Goldman Sachs, BNY (BNYglobal), SIFMA, and the Financial Services Forum, the big bank CEO trade group (source: Eleanor Terrett on X, Dec 17, 2025). According to @EleanorTerrett, the post did not provide agenda details, outcomes, or timelines, indicating no confirmed policy change to trade on from this source alone (source: Eleanor Terrett on X, Dec 17, 2025). According to @EleanorTerrett, traders tracking U.S. crypto market structure should monitor any official readouts or statements from BankingGOP, Goldman Sachs, BNY, SIFMA, and the Financial Services Forum referenced in her post for potential market-moving updates (source: Eleanor Terrett on X, Dec 17, 2025).